JOB POSTINGS

Take the next step in your career with us.
Allied World is an ideal place for talented professionals who are driven by a belief in the value of collaboration and the power of knowledge.

We believe that when our great people work together and support one another, our clients receive the best solutions. We embrace unique perspectives and empower each person to grow through professional development, career training and mentoring programs.

Our people are our most important asset, and we are very proud of the quality of our team members.

Job Summary:
This role is part of the Corporate Actuarial function at the Group level. You will be responsible for providing multi-disciplinary actuarial information, advice and services to support and enable effective reserving and reporting to regulatory bodies in a number of international jurisdictions. You will spend your time developing reserving and actuarial/statistical models, conducting detailed actuarial analyses and contributing to business development, management and change activities. You will work with other actuarial colleagues located around the world, and information suppliers/customers delivering ‘fit-for-purpose’ actuarial information. You will have strong analytical, communication and relationship management skills.

Responsibilities / Duties:

• Assist in conducting quarterly loss reserve reviews for the Global Markets and Reinsurance segments of the Group, including producing materials for management
• Performing detailed actuarial analyses as required, including working with complex or partial data, to deliver timely, accurate, insightful and commercially appropriate outputs
• Assistance with planning, forecasting and reinsurance renewals
• Preparation of annual profitability studies
• Performing industry research and analysis of parameters and methodologies
• Enhancing procedures to audit reports for accuracy

Essential Requirements:

• Half-way qualified CAS member
• Minimum of 3 years of experience in the P&C actuarial field
• Proficiency with Excel
• Experience with R, ResQ, and/or SAS would be beneficial
• Highly skilled at dealing with concepts and complexities comfortably
• Ability to make sound decisions in a timely manner
• Excellent communications skills and ability to multitask
• Strong ethics and integrity

Working at Allied World:
Our team of over 1,400 professionals has deep expertise in the industry. They enjoy their work, and many have served for several years. This is what you can expect when you join us:

• Instant membership in the Allied World Family — a global network of colleagues who will support your career journey
• A manager who will help you build your career through a structured coaching program
• Access to a full suite of learning and development tools and resources

Global Presence
We are headquartered in Bermuda, with offices in Atlanta, Boston, Chicago, Costa Mesa, Dallas, Dublin, Farmington (CT), Hong Kong, London, Los Angeles, Malaysia, Miami, New York, Philadelphia, San Francisco, Singapore, Sydney, Toronto and Zug.
Our Business
Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings Limited, and benefit from a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways.

Allied World is an equal opportunity employer. Subject to applicable law, all qualified applicants will be considered for employment without regard to race, color, religion or belief, gender, age, disability, military service, marital or civil partnership status, family status, sexual orientation, ethnic or national origin, genetic information or any other characteristic protected by applicable law or regulation in the relevant jurisdiction where we operate.

To learn more, visit awac.com, or follow us on Facebook at facebook.com/alliedworld and LinkedIn at linkedin.com/company/allied-world.

Reference: R2409620
Duration: Full time
Locations: Montréal, Mississauga, Lévis, Aurora
The work arrangement for the position is hybrid work
Unposting Date: 2024-10-16

As a senior actuarial and statistical advisor, you help ensure profitability and balanced risk-return ratios for products and services. You also establish reserves, produce statistical models that inform decision-making, and analyze problems and business opportunities for the organization’s actuarial initiatives. You lead and influence development projects and complex, highly innovative strategic initiatives involving multiple sectors. You help develop and recommend strategic directions and business positions. Your initiatives require extensive knowledge of your field. You make recommendations on the planning and execution of operationally and conceptually complex projects and initiatives that require comprehensive analysis and understanding of the organization and line of business. Coordination is critical, so you interact with stakeholders working in a wide range of other fields. Interpersonal savvy is therefore essential. You serve as expert advisor and subject matter expert, as well as resource person and coach for senior management and decision-making bodies.

More specifically, you will be required to:

• Advise your clients and partners to help them position, plan, develop, execute and monitor strategic projects and initiatives
• Develop and update policies, standards, models and programs to support your unit’s strategic projects and initiatives
• Identify, analyze, diagnose and address major issues and make recommendations to decision-making bodies
• Represent your unit before senior management committees and decision-making bodies
• Represent and negotiate on behalf of Desjardins and enter the organization into agreements with external partners and organizations

What we offer:

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment
• Benefits apply based on eligibility criteria.

What you bring to the table:

• Bachelor’s degree in a related field
• A minimum of eight years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Strong communication skills in both French and English, both oral and written due to the nature of the duties or work tools or because the position involves interactions with english-speaking partners, members and/or clients
• Ambiguity, Communicates effectively, Decision quality, Drive results, Interpersonal Savvy, Strategic mindset

At Desjardins, we believe in equity, diversity and inclusion. We’re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there’s something we can do to help make the recruitment process or the job you’re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Please apply online at: Here.
——————————————
Référence : R2409620
Durée : Temps plein
Endroit : Montréal, Mississauga, Lévis, Aurora
Le mode de travail s’appliquant au poste est hybride
Date de fin d’affichage : 2024-10-16

À titre de conseiller(-ère) principal(e), Supervision du risque des modèles, Assurance de dommages, vous serez le leader de la gouvernance des modèles chez Desjardins Groupe d’Assurance générale. Ceci inclut l’accompagnement des secteurs en matière de gouvernance des modèles, la supervision des mécanismes de gestion du risque de modèles mis en place, ainsi que l’évaluation, la validation et la divulgation du risque de modèle. Vous serez aussi appelé à contribuer à d’autres mandats de gestion des risques. Cette fonction offre l’opportunité d’assurer la mise en place d’un programme de supervision du risque des modèles en collaboration avec les différents secteurs de Desjardins Groupe d’Assurance générale. Le(la) titulaire doit être à l’aise de travailler dans un environnement en évolution dans lequel les connaissances et les pratiques se développent rapidement. Les éléments clés d’orientation sont la création de valeur et les résultats concrets. Les résultats des travaux sont destinés à un public exécutif (comité de direction et conseil d’administration) ainsi qu’aux propriétaires et utilisateurs des modèles.

Plus spécifiquement, vous serez amené(e) à :

• Conseiller et accompagner votre clientèle et vos partenaires dans le positionnement, la planification, le développement, la réalisation et les suivis relatifs à divers projets et mandats stratégiques sous votre responsabilité
• Voir au développement et à l’évolution de politiques, de normes, de modèles et de programmes en soutien aux projets et aux mandats stratégiques de votre unité
• Cibler et analyser des problématiques. Soulever les enjeux de taille. Établir des diagnostics et faire des recommandations aux instances concernées
• Représenter votre unité auprès de différents comités composés de membres de la haute direction et auprès des instances
• Représenter, négocier et engager Desjardins dans le cadre d’ententes auprès de partenaires ou d’organismes externes

Ce que nous offrons:

• Salaire concurrentiel et boni annuel
• 4 semaines de vacances flexibles dès la première année
• Régime de retraite à prestations déterminées qui assure un revenu prévisible et stable durant toute la retraite
• Régime d’assurance collective incluant des services de télémédecine
• Remboursement des frais liés à la santé, au bien-être et à de l’équipement pour le télétravail
• Les avantages sont applicables en fonction des critères d’admissibilité.

Ce que vous mettrez à profit:

• Baccalauréat en actuariat, mathématiques ou statistiques ou dans une discipline appropriée
• Un minimum de huit ans d’expérience pertinente
• Veuillez noter que d’autres combinaisons de formation et d’expérience pertinentes pourraient être considérées
• Expérience en gestion du risque d’entreprises ou en modélisation
• Titre Fellow ou associé de la CAS ou de l’ICA
• Fortes habiletés de communication en français et en anglais, tant à l’oral qu’à l’écrit en raison de la nature des tâches, des outils de travail ou d’interactions avec des partenaires ou membres et clients anglophones
• Connaissance de niveau avancé des modèles mathématiques
• Disponibilité pour des déplacements occasionnels entre les bureaux
• Communiquer de manière efficace, Faire preuve d’esprit stratégique, Gérer l’incertitude et l’ambiguïté, Maîtriser les relations interpersonnelles, Prendre des décisions de qualité, Viser les résultats

Chez Desjardins, on croit à l’équité, à la diversité et à l’inclusion. Nous nous engageons à accueillir toutes les personnes, à les considérer et à les valoriser pour ce qu’elles sont, à nous enrichir de leurs différences et de leur unicité et, surtout, à leur offrir un environnement de travail où elles seront bien. Pour nous, la discrimination, peu importe ses formes, c’est tolérance zéro! Nous croyons en l’importance que nos équipes soient le reflet de la diversité de nos membres, de notre clientèle et des communautés que nous servons.

Si vous avez besoin d’assistance pour rendre plus accessible le processus de recrutement ou le poste pour lequel vous postulez, veuillez nous en informer. Des mesures d’aménagement seront offertes aux personnes qui en font la demande à n’importe quelle étape du processus de recrutement.

SVP Postulez en ligne au : Ici.

Driven by technology and fueled by innovation, HSB is Canada’s premier specialty insurance and applied technology services provider. Offering 150 years of technical and service excellence, we are focusing on emerging trends and unlocking new opportunities for clients. Today, we are accelerating, changing the future of insurance and risk solutions, for a modern world.
At HSB, we value the strengths and contributions of our diverse workforce. We offer continuous learning opportunities, giving you flexibility to grow in your career while enjoying a healthy work-life balance and a collaborative approach in our coast-to-coast network of offices. Become part of a rewarding and impactful workplace experience while seeing first-hand technologies and risk solutions that are changing the way we live and work.
HSB is much more! It’s insurance. Engineering. Technology. To learn more about us, please visit: www.hsb.ca.
Primary Objectives:
The Pricing Actuary conducts qualitative and quantitative data analysis to assist in P&C pricing new and existing products, in order to facilitate the Company planning process. The primary purpose of the Pricing Actuary is to ensure profitable growth for our Commercial and Personal Specialty lines, including Equipment Breakdown and Cyber. You will be involved in reviewing our current price level, perform / review predictive models, monitoring the performance of various products and developing pricing tools for underwriters. You will work closely with our peers in HSB US to provide pricing support for our Personal and Commercial Products.
Reporting to the Director, Underwriting, and as part of the Corporate Underwriting Team, you will contribute to Pricing Projects, using actuarial models and innovative approaches. Projects are varied and include development of rating structures and monitoring / reporting on overall rate adequacy. In this role, you will have exposure to rating in both personal and commercial property lines with valuable career development potential.
This role is located at our Head Office in downtown Toronto and is ideal for an innovative thinker with a problem solving mindset, who is eager to learn and grow.

Job Responsibilities:

• Take a lead role in pricing the Accounts, Programs and Treaties, including establishing and defending pricing assumptions for quote opportunities.
• Conduct indication analysis to ensure rate adequacy of pricing components and rating methodology to price existing and new products based on thorough statistical analysis of loss and premium trends.
• Design, test and maintain pricing tools, including reports to monitor product performance.
• Manage Profit Margins on new and renewal business and assist in the monitoring product performance.
• Perform and present trend analysis, rate monitoring and ad hoc requests from senior management.
• Develop Rate Indications and have a good background on indication methodologies and underlying assumptions.
• Provide actuarial support in the development of new products and services to achieve successful implementation of approved strategic initiatives.
• Lead and deliver strategic pricing projects including the development and implementation of rating structures and pricing models.
• Communicate and present pricing results to the Underwriting / Treaty team.
• Effectively communicate insights and recommendations to management;.
• Collaborate with internal stakeholders such as Treaty, Regional Offices and New Solutions Development to support their needs for pricing across all products.
• Provide on-going improvements to pricing processes, to deliver automated and accurate results.
• May interact with external clients through the pricing of large, complex Programs and Treaties.

Qualifications:

• University Degree in a quantitative field: Actuarial Science, Mathematics, Statistics,
• 5 – 7 years of P&C actuarial work experience, Commercial or Personal Lines,
• Completion of at least 2 actuarial CAS/ SOA exams,
• Proven experience in advanced programming and data mining using Power BI, Excel, VBA and SQL,
• Capable of carrying out actuarial analysis with minimal supervision and self-driven to deliver business insights,
• Strong presentation skills to communicate technical concepts to internal and external stakeholders,
• Strong analytical problem-solving skills and the ability to automate solutions,
• Ability to prioritize multiple projects and meet time sensitive deadlines with high degree of accuracy,
• Ability and desire to learn and adapt quickly to a changing fast-paced environment,
• Strong interpersonal and communication skills in effectively working within a team and collaborating with several business partners,
• A positive, professional attitude is essential for this role.

Creating and maintaining a work environment that promotes respect, diversity and dignity is important to us. We strive for equality in our workplace, to eliminate employment barriers, and promote a workplace based on principles which align with our company values and promote positive employee practices. Candidates requiring accommodation during any stage of our selection process should advise us of this; we will strive to work with individuals to find a suitable means to meet their needs.

If you are interested in applying for this position, please quote Job Reference PA.0724 and please click the link:

Apply here.

We thank all candidates for their interest; however only those selected for interview will be contacted.

Locations: Toronto, Canada

Aon is looking for a Senior Actuarial Analyst (P&C Reinsurance)

This is a hybrid role with the flexibility to work both virtually and from our office in Toronto, Canada. Applicants must be legally authorized to work in Canada. This role is not eligible for sponsorship, and we are unable to sponsor or take over sponsorship of an employment visa or work permit.

Aon is in the business of better decisions. At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.

What the day will look like

• Analyze, edit and model complex data and make appropriate decisions regarding analyses
• The Senior Analyst will assist in coordinating analysis priorities with appropriate broker teams
• Present results of analyses to brokers, clients and subscribers, prepare presentations as needed
• Consistently produce high quality analyses in timeframes agreed to or provided
• Takes initiative on internal projects to improve processes, products or services
• Consistently produce above average quality and quantity of work
• Manage analyses and projects for team with client from start to finish with limited guidance
• Responsible and accountable for quality and accuracy of all analyses on the team

How this opportunity is different: The Senior Analyst will work with broker team, analytics team, and other team members (technology, financial) to identify client needs and develop additional opportunities related to products and services.

Skills and experience that will lead to success:

• 2 to 5 years of actuarial experience, preferably in P&C, Reinsurance and/or Consulting roles
• Dynamic Financial Analysis or Economic Capital Modeling experience a plus
• Successful completion of at least 4 Casualty Actuarial Society exams
• Ability to work independently and take initiative
• Excellent interpersonal and communication skills (both oral and written)
• Ability to identify and resolve problems, think creatively, strategically and analytically
• Accuracy, thoroughness, and strong attention to detail
• Strong ability to understand and perform mathematical and statistical calculations
• Extensive knowledge of MS Office suite of products
• Programming / Database / SQL abilities a plus

How we support our colleagues: In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work… and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com

Click here to apply.

FRSA

Senior Manager, Actuarial Services

At FSRA, our vision is to ensure financial safety, fairness, and choice for Ontarians. As a financial services regulator, we’re passionate about protecting consumers. Our principles-based approach means we can quickly and effectively respond to the changing needs of consumers and the industry.

Our team combines industry expertise with commitment to public service. We attract individuals who are interested in meaningful work and who measure success through outcomes, not inputs.

At FSRA, we invest in the personal and professional growth of our team.  We offer a competitive compensation package that includes an employer-matched defined benefit pension plan, comprehensive and competitive benefits plan, a hybrid work model and flexible work arrangements. We prioritise learning and development, wellbeing, diversity, equity, inclusion and belonging, and community giving.

Join FSRA and help us shape the future of regulation for generations to come!

Job Description:

PURPOSE OF POSITION
Accountable for managing the Auto Actuarial Services Team in support of overall Auto/Insurance Products plans and priorities.

KEY RESPONSIBILITIES

• Manages the Actuarial Services team to ensure consistency with overall Auto Insurance Supervision objectives and alignment with FSRA direction for regulating and supervising auto insurance industry rates, underwriting and products.
• Supports FSRA leadership in formulating strategy, developing tactics, and executing programs and services, while promoting innovation and continuous improvement. Ensures effective communication with stakeholders and compliance with regulatory requirements.
• Plans and manages Actuarial Services priorities, ensuring alignment with Auto Insurance Supervision performance measures, standards, and best practices. Provides evidence-based advice on issues and risks, including risk management and oversight, to support FSRA’s mandate.
• Leads the costing analysis and benchmarking process for government-led auto insurance product reforms. This includes managing analytics delivered by external actuarial consulting firms, forming and leading the industry workgroup, providing recommendations on benchmarks and filing procedures, and overseeing the review and approval process for reform filings.
• Supports the Auto Insurance Supervision’s strategy for reforming auto insurance rating and underwriting regulations. Provides expert guidance to develop, maintain and enhance Fair Consumer Outcomes and assesses insurers’ compliance with these outcomes in accreditation applications and FSRA’s proactive supervision. Identifies potential issues related to unfair discrimination, accuracy, and bias, and offers recommendations to FSRA management on accreditation decisions.
• Maintains and enhances the actuarial review process for rate filing applications, including procedures, systems, and standards, to ensure alignment with actuarial best practices. Leads and oversees the development of data requirements for automobile insurance statistical plans to support regulatory requirements and auto insurance product reforms.
• Oversees the process, deliverables, and budget for external consultants and consulting contracts related to auto insurance supervision, ensuring services are delivered on time and within budget. This ensures FSRA can make timely and informed regulatory decisions.
• Manages and processes the actuarial review of rate filing applications, including assessments of accuracy and profitability, as part of FSRA’s accreditation assessment and proactive supervision. Provide recommendations to FSRA’s management team regarding rate filing approvals, accreditation assessment results, and any issues identified during proactive supervision, particularly concerning potential unfair discrimination in accuracy, bias, and profitability.
• Oversees the review of predictive models (including the latest machine learning and artificial intelligence) used in auto insurance rate filings to ensure just and reasonable rates and risk classification systems. This includes evaluating insurers’ model life cycles, approval processes, governance, risk management, performance and validation. Assesses the robustness, adequacy, and effectiveness of these models from a procedural perspective during the accreditation assessment.
• Collaborates with the management team, including the Chief Actuary, Head of Auto Insurance Supervision, and EVPs, on operational planning, performance metrics, and program effectiveness. Fosters a culture of service excellence, collaboration, and accountability. Manages the Actuarial Services team to support a culture of service excellence which respects diversity, encourages colleagues to work together to achieve results and contributes to a healthy, rewarding and productive working environment where personal and team accountability are key to meeting the mandate of FSRA.
• Builds a robust actuarial team by overseeing hiring, orientation, training, coaching, performance standards, reviews, and management. Motivate staff to pursue continuous professional development and stay current with industry trends, emerging issues, and advancements in insurance and technology.

QUALIFICATIONS

Education and Experience

• Degree in actuarial science.
• Fellow of the Casualty Actuarial Society (FCAS) and Fellow of the Canadian Institute of Actuaries (FCIA).
• 6 to 8 years of experience in planning, managing, and delivering actuarial services within a large organization, including significant experience in auto insurance pricing or related areas.
• Auto Insurance Pricing experience strongly preferred.

Knowledge and Skills

• Change Leadership: Ability to lead and manage change effectively within an organization.
• Team Leadership: Experience in leading diverse teams across various roles, levels, and experience.
• Matrix Management: Proficiency in working within a matrix structure, including expert collaboration and judicious use of escalation.
• Actuarial Expertise: In-depth knowledge of actuarial principles, standards, ratemaking, reserving methodologies, and automobile insurance governance.
• Statistical and Actuarial Skills: Expertise in actuarial and statistical principles and methods, particularly related to auto and property casualty insurance products.

Job Posting End Date:

09/26/2024

Job postings close at 11:59pm on the date noted.

Employment Type:

Regular

Scheduled Weekly Hours:

36.25

Click here to apply.

Eckler

Actuarial Consultant

As one of Canada’s Most Admired Corporate Cultures, we know it’s our people who make us great at what we do. 

Our Property and Casualty practice is looking to add an experienced and talented P&C Actuarial Consultant to join our dedicated team of analysts and consultants. We are a strong team of professionals who work together to deliver exceptional service to our clients.

If you are motivated by providing value-added solutions in an environment with excellent career opportunities, we would love to hear from you.

Roles and Responsibilities

• Assist senior consultants in valuation of policy liabilities and Financial Condition Testing analyses
• Assist senior consultants in pricing projects
• Work with a strong support team on various client projects

What you offer

• Minimum of 5 years of experience in P&C insurance
• Strong communication skills and high level of written and spoken English
• Desire to contribute to the success of the firm

What we offer

• A variety of work projects and experiences
• Collaborative and engaging atmosphere
• Competitive total rewards package
• Hybrid work style

Who we are

Eckler is Canada’s largest independent actuarial consulting firm. Our purpose is to care and to do right by people so that together we can achieve a brighter, more secure future. Located in Canada and the Caribbean, we’re a team of committed and highly skilled professionals in the areas of P&C insurance, life insurance, pension, retirement, financial wellness, investment, group benefits, change management and communication, along with technology consulting. Owned and operated by active Principals, the company has earned a reputation for service continuity and high professional standards. Eckler is a recipient of the Waterstone Canada’s Most Admired Corporate Cultures 2021 award.

At Eckler, we value diversity of all types. Our organization is made up of smart, collaborative and thoughtful people with a wide range of backgrounds, skills and experiences. We are committed to an inclusive, diverse and accessible workplace and encourage all interested applicants to submit a cover letter and resume for consideration. Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to careers@eckler.ca.

We thank all applicants for their interest, but only those selected for next steps in our process will be contacted.

Click here to apply.

Eckler

Senior Actuarial Consultant

As one of Canada’s Most Admired Corporate Cultures, we know it’s our people who make us great at what we do. 

Our Property and Casualty practice is looking to add an experienced and talented P&C Actuarial Consultant to join our dedicated team of analysts and consultants. We are a strong team of professionals who work together to deliver exceptional service to our clients.

If you are motivated by providing value-added solutions in an environment with excellent career opportunities, we would love to hear from you.

Roles and Responsibilities

• Lead valuations of policy liabilities and Financial Condition Testing analyses, with the assistance of a strong support team
• Capable and interested in assuming the duties of an Appointed Actuary in the next few years
• Participate in or lead pricing projects
• Offer advice to clients’ management, as necessary
• Manage client relationships, as needed

What you offer

• Fellow of the Canadian Institute of Actuaries (FCIA) and Fellow of the Casualty Actuarial Society (FCAS)
• Minimum of 10 years of experience in P&C insurance with a high level of expertise in financial reporting for P&C insurance companies
• Strong communication skills and high level of written and spoken English
• Desire to contribute to the success of the firm

What we offer

• A variety of work projects and experiences
• Collaborative and engaging atmosphere
• Opportunities to help build and evolve our practice
• Competitive total rewards package
• Hybrid work style

Who we are

Eckler is Canada’s largest independent actuarial consulting firm. Our purpose is to care and to do right by people so that together we can achieve a brighter, more secure future. Located in Canada and the Caribbean, we’re a team of committed and highly skilled professionals in the areas of P&C insurance, life insurance, pension, retirement, financial wellness, investment, group benefits, change management and communication, along with technology consulting. Owned and operated by active Principals, the company has earned a reputation for service continuity and high professional standards. Eckler is a recipient of the Waterstone Canada’s Most Admired Corporate Cultures 2021 award.

At Eckler, we value diversity of all types. Our organization is made up of smart, collaborative and thoughtful people with a wide range of backgrounds, skills and experiences. We are committed to an inclusive, diverse and accessible workplace and encourage all interested applicants to submit a cover letter and resume for consideration. Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to careers@eckler.ca.

We thank all applicants for their interest, but only those selected for next steps in our process will be contacted.

Click here to apply.

TD Insurance

Actuarial Analyst III – Pricing

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance’s business objectives in compliance with jurisdictional premium regulations. Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the Pricing Manager, the Senior Actuarial Analyst plays a key role in the end-to-end development of pricing strategies and rate changes.  The Senior Analyst contributes to the on-going and future success of the company may it be through the establishment of pricing strategies for all products and all insurers for a given region, the development of models, methodologies and tools, the monitoring and measurement of rate levels and effectiveness though rate-indication activities, and/or the execution of planned pricing and business initiatives utilizing best governance practices.

Responsibilities:

• Develop pricing strategies by market and product to reach growth and profitability objectives:
  • Supervise analysis performed by analysts to develop detailed pricing strategies for each market and product based on actual claim experience and the organization’s competitive positioning.
• Generate ideas in the development of strategies to accelerate profitable growth and supervise and execute their implementation:
  • Optimization of our cession strategies to the Risk Sharing Pools;
  • Pricing strategies that will create a competitive advantage;
  • Initiatives to improve our customer segmentation in order to reach objectives, taking into consideration competitive and regulatory constraints;
  • Identify above-average profitability customer segments for the purpose of targeted marketing efforts;
  • Development of models for evaluation and measurement of customers’ price elasticity and behaviors.
• Provide support to obtain necessary approvals from regulatory boards;
  • Prepare rate change documents according to mandated standards as required by rating boards for pricing changes ;
  • Answer questions received from regulators during the revision process;
  • Support negotiations with regulatory instances to obtain rate change approvals.
• Implement and upkeep best practices and controls to mitigate risk in addition to applying and updating existing processes, policies and procedures;
  • Support the implementation of approved rate changes;
  • Ensure that appropriate measures are in place to confirm the accurate pricing of all issued policies (compliance and reputational risks).
• Support and supervise analysts within the team
• Establish and maintain relationships with our partners and liaise with internal and external stakeholders
• Support our business partners for pricing related issues

Job Requirements:

• Over five years of actuarial experience in Property & Casualty
• Bachelor degree in Actuarial Sciences or related field
• Fellow of the Casualty Actuarial Society (FCAS) designation obtained or in the process of being awarded
• Excellent knowledge of Excel
• Proficiency and interest for programming, notably SQL and R
• Predictive modeling is a large asset
• Leadership and strong aptitude for team work
• Ability to develop and empower top talent
• Customer-centric
• Ability to communicate effectively in English, both verbally and in writing. French is an asset
• Ability to work effectively during demanding periods and take difficult decisions
• Autonomous and perseverant; shows initiative and creativity
• Advanced analytical and  problem-solving skills
• Recognized for their thoroughness and the quality of their work

Who We Are:

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Click here to apply.